Realtime card processing will suffer extra costs but will boost security and speed up the administration process. Manual processing is very old fashioned and certain to turn your purchaser right off. Everything is automated at this time. Generally, it is be less crucial to have realtime card processing if your lead-time before delivery is long ( say, more than one week. ) Nevertheless it'll become accelerating vital to have real time card processing if your lead-time before delivery is short ( or you have got an enormous transactional volume to process. It's also necessary you've got this if your competitors has it as their capability to process cards in realtime may put that site before yours in the page rankings. Why all the agitation about payment? The point is that customers won't spend money on something that they think may never turn up and shall visit your website more infrequently.